Auto Financing Appraisals
Why You Need an Auto Loan Financing Appraisal
Financing a vehicle over 20 years old
Big national banks often decline loans for older or rare vehicles—but that doesn’t mean financing is impossible. A certified appraisal provides documented value, comps, and details on upgrades, allowing credit unions and local lenders to finance classics, customs, boats, and motorcycles. Auto Appraisal Network® reports are widely accepted by lenders and insurers.
Your vehicle is worth more than KBB or NADA show
Price guides don’t account for custom paint, interior work, engine upgrades, wheels, or restorations. A certified appraisal proves the true value of your customized or collector vehicle and helps secure proper insurance and financing based on actual replacement value.
Refinancing
When refinancing, lenders rely on their own appraisers—who may lack experience with custom or classic vehicles. This often leads to undervaluation and loan denials. Getting your own certified appraisal ensures your vehicle’s true worth is represented and prevents under-insuring. Auto Appraisal Network® specializes in classic, custom, and modified vehicles and provides unbiased, accurate valuations accepted by banks, credit unions, and insurers.
Our certified appraisals are accepted by financial institutions, credit unions, and insurance companies so that you’re able to get proper financing.
Our Finance Appraisals include:
- An electronic copy of the appraisal
(Available within 24-48 hours after the appraisal)
- A printed copy of the appraisal
(Available within 7-10 days after the appraisal)
- Pre/post-inspection file administration
- 50-60 digital images of the vehicle
- A condition report
- A vehicle options list
- Comparable national pricing provided by our corporate office
- An in-person vehicle inspection (when required)
- Travel within twenty-five miles one way. (Travel further than 25 miles total, will incur a travel fee of $75/hr. of travel time.)
- The onsite inspection takes about 30 to 40 minutes.
If you’re financing a vehicle over 20 years old, refinancing an existing auto loan, or if you think your car is worth more than the KBB or NADA value, contact Auto Appraisal Network of Detroit and get a professional appraisal report.
"America's #1 rated Certified Automotive Appraisal Company."